26Apr

Personal pension plan and stakeholder pension plan

Finance

Both personal pension’s plans and the stakeholder pensions plan are effectively money purchase plans. As you approach your retirement time, the pension office will come up with several offers and options relating to annuities under various pension plans. They will ask you whether you desire to have a phased retirement plan, or a […]

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25Mar

The bankruptcy test

Finance

Bad credit car finance would definitely destroy the firm and customer too. You may lose your job of a credit analyst. The best way to judge a customer is to perform a Z-test, called a bankruptcy test, in order to see whether the customer would be getting bankrupt in the coming 2-3 years. In case […]

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